Cheapest insurance for young driver with BMW?

2 months ago· 11 posts

Im 22 and just bought an E90 325i. Insurance quotes are insane - 2500 EUR per year for basic coverage. Thats almost what the car cost! Any tips for getting cheaper insurance as a young driver? Ive tried: - Adding parents as named drivers - Increasing excess - Telematics/black box insurance Still expensive. Is there a specific insurance company thats better for young BMW drivers in the Baltics?

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Replies (2)

FSC Master

2 months ago#1

Try getting insurance through a club or association. Some BMW clubs have group insurance deals that are cheaper for young drivers.

13 posts · 0 rep

InsuranceNightmare

25 days ago#2

In the EU, insurance for young drivers with BMWs is brutal. Some tips: 1) Start with a lower-powered model (316i, 318d) to build no-claims bonus. 2) Add a parent as named driver. 3) Consider telematics/black box insurance - it monitors your driving and can reduce premiums by 20-30%. 4) Avoid M cars and anything with more than 200hp until youre 25+. 5) Shop around every year - loyalty doesnt pay with insurance.

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