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Insurance for modified BMW - how to declare mods?

CCodeMaster BMW

@codemaster_bmw

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Just got my F30 335i tuned (stage 1) and wondering about insurance. Do I need to declare the remap to my insurance company?

Ive heard that if you dont declare mods and have an accident, they can refuse to pay out. But if you do declare, the premium goes up massively.

How do you guys handle this? Anyone had experience with insurance claims on a modified car?

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  1. #1
    LLaunchControl

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    i declared my stage 1 tune and my premium went up by 15%. annoying but at least im covered if something happens

  2. #2
    DDetailingKing

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    In most EU countries you legally need to declare modifications to your insurance. Not declaring and having a claim denied is worse than paying higher premiums.

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